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As long as you add trustworthy and responsible people, you shouldn’t have anything to worry about.

There are several cases in which adding an authorized user can be a smart move, either for you (the primary cardholder) or the other person.

To add an authorized user, just log in to your online account and find the appropriate link.

It will probably say something like: After inputting the required information you can submit your request.

If we need more information to make a decision, you can connect your accounts and let our clever algorithms go to work.

Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page.

Any purchases made will reduce the total available credit for everyone involved, so be sure to keep a close eye on your revolving utilization ratio.Advertiser relationships do not affect card evaluations.Advertising partners do not edit or endorse our editorial content. Becoming an authorized user on a responsible person’s credit card can be a quick path to building credit without a credit check.Adding an authorized user to your credit card is the best way to share your account (if that’s something you’re interested in doing).Cosigning to open a joint account is another way to share your credit card, but this method is a lot riskier for both parties involved.

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